HomExpert Resource Center

Info & Advice

As independent insurance agents, Trident works for you. Our agents will consult with your personally to review your needs and help you choose the most suitable coverage. When you put together your insurance plan, keep the following in mind:

• Replacement costs. Select replacement cost coverage on your home and its contents to ensure that you receive their full value in the event of a loss.
• Insure to value. If you purchase only enough insurance to cover your mortgage balance, you may not be fully covered in the event of a partial loss or receive enough money to rebuild if your home is totally destroyed.
• Liability insurance. In today's litigious society, it is essential to obtain adequate coverage for potential lawsuits.
• Personal property coverage. Basic homeowners policies have limits on special classes of personal property, such as fine arts, silver or jewelry. You may need extra protection.

Save money and increase safety, comfort and convenience
Many insurance companies offer incentive for security systems, including fire and/or burglar alarms, dead bolts, smoke alarms and fire extinguishers. Others offer discounts for new home purchases, multiple policies with the same company and higher deductibles. Our agents seek out all available policy discounts and offer them to you when we present your quote.